These Details of Service represent a binding agreement between you andtitle , the operator of the Site. By using the Site or any of the services provided thereon ( the "Serivce" ) you agree to agree to these Provisions of Service, as might be changed by the Company from time to time in its sole and absolute tact. The Company will post a notice on the Site any time these Provisions of Service have been modified or otherwise updated. It is your responsibility to study these Provisions of Service periodically, and if at any point you find these Provisions of Service unsuitable, you need to straight away leave the Site and stop all utilisation of the Site. 

These Terms of Service apply whether or not you are a "Visitor" ( which implies that you simply skim the Site ) or you're a "Registered User" ( which means that you have joined the Site's network by registering ) or you're a "Member" ( which means that you have joined the Site's network by registering and paying a fee ). The term "User" makes reference to a Visitor, Registered User, or an Affiliate. 

You agree to make use of the Service at your own risk. 

Account Terms 
You need to be eighteen years or older to utilise this Service. 
You have to provide your legal complete name, a kosher email address, and any other information requested so as to complete the signup process. 
Your login may only be employed by one person - a single login shared by multiple folks isn't authorized. You can create separate logins for as many folk as you'd like. 
You are accountable for maintaining the security of your account and password. The Company cannot and won't be responsible for any damage or loss from your failing to comply with this security obligation. 
You are responsible for all Content posted and activity that occurs under your account ( even when Content is posted by others who've accounts under your account ). 
If you are employing a free account you aren't allowed to block ads. 
One person or legal entity may not maintain more than one free account. 
You may not use the Service for any illegal or unapproved purpose. You mustn't, in the employment of the Service, violate any laws in your jurisdiction ( including but not restricted to copyright statutes ). 
Payment and Refunds 
A good Visa card or account is necessary for paying memberships, workshops, conventions, and other events bought fromtitle . 
No repayments will be given for workshops, conventions, and other events purchased fromtitle . 
All memberships are non-refundable. Yearly memberships are billed in advance and remain in place for the period of 12 months from the date of purchase . Monthly memberships are billed ahead on a monthly basis and will instantly renew every month, unless ended as agreed by "Membership Cancellation and Termination" below. There'll be no deductions or credits for partial months of service, or refunds for months new with an open account. So as to treat everyone similarly, no exceptions will be made. 
If you purchase a workshop, seminar, or event but make the decision not to take part, you may request either : i ) to rearrange to another event of equal or smaller value or ii ) to switch somebody in your place, provided you do so within a week before the event. 
You are solely responsible for notifying the Company if you can't attend a workshop, seminar, or event. 
All charges are exclusive of all taxes, levies, or duties imposed by taxing authorities, and you shall be answerable for payment of all such taxes, levies, or obligations, excluding only US ( Fed or state ) taxes. 
Unless otherwise expressly mentioned all costs shown are in US dollars ( Bucks ). 
Membership Cancellation and Termination 
You are responsible for correctly canceling your membership. An e-mail or phone request to cancel your membership isn't considered cancellation. You can cancel your membership at any point by signing in and clicking on the Account link in the global navigation bar at the top of the screen. The Account screen offers a easy no questions asked cancellation link. 
All of your Content will be instantly deleted from the Service on cancellation. This info can not be recovered once your account is cancelled. 
In the case of Monthly memberships, if you cancel the Service before the end of your current paid up month, your cancellation will become effective straight away and you will not be charged again.